@font-face{font-family:Outfit;src:url('/assets/fonts/outfit.woff2') format('woff2');font-weight:100 900;font-display:swap}
:root{--bg:#fcfafd;--surface:#fff;--ink:#35213f;--plum:#462a59;--muted:#685d70;--soft:#f0eaf7;--lilac:#d6c6e7;--lime:#d3ef77;--line:#d4cbdc;--focus:#6d487e;--error:#a2253e;--radius:28px;--max:1280px;color-scheme:light}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;background:var(--bg);color:var(--ink);font-family:Outfit,Arial,sans-serif;font-size:17px;line-height:1.6}a{color:inherit;text-underline-offset:4px}button,input,select{font:inherit}button,a,input,select{touch-action:manipulation}button{cursor:pointer}img,svg{max-width:100%;height:auto}img{display:block}h1,h2,h3,p{margin-top:0}h1,h2,h3{font-weight:600;line-height:1.12;letter-spacing:-.035em;text-wrap:balance}h1{font-size:clamp(2.5rem,4.6vw,4.45rem);max-width:950px;margin-bottom:24px}h2{font-size:clamp(2rem,3.1vw,3.1rem);margin-bottom:24px}h3{font-size:1.5rem;line-height:1.25}p{max-width:70ch}p:last-child{margin-bottom:0}.container{width:min(calc(100% - 64px),var(--max));margin:auto}.section{padding-block:88px}.small,small{font-size:.875rem;line-height:1.55}.muted{color:var(--muted)}.lead{font-size:1.25rem;color:var(--muted);max-width:650px}.skip{position:fixed;top:-100px;left:16px;z-index:100;padding:14px;background:var(--lime);color:#35213f}.skip:focus{top:16px}:focus-visible{outline:3px solid var(--focus);outline-offset:5px}::selection{background:var(--lime);color:#35213f}
.header{border-bottom:1px solid var(--line);background:var(--bg);position:relative;z-index:10}.header-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;height:80px}.brand{display:inline-flex;align-items:center;gap:9px;text-decoration:none;font-weight:650;font-size:29px;letter-spacing:-1.5px;white-space:nowrap}.brand img{width:42px;height:42px}.nav{display:flex;align-items:center;gap:28px}.nav a{text-decoration:none;font-size:15px}.nav a:hover{text-decoration:underline}.nav a[aria-current=page]{text-decoration:underline;text-decoration-thickness:2px}.button{display:inline-flex;align-items:center;justify-content:center;gap:14px;min-height:50px;padding:13px 25px;border-radius:999px;background:var(--plum);color:#fff;text-decoration:none;font-weight:550;border:1px solid transparent;line-height:1.35;text-align:center;transition:transform .16s,background .16s}.button:hover{transform:translateY(-2px)}.button:active{transform:translateY(0)}.button.lime{background:var(--lime);color:#35213f}.button.outline{background:transparent;color:var(--ink);border-color:var(--line)}.button.small{min-height:44px;padding:10px 19px}.menu-toggle{display:none;background:var(--soft);border:0;border-radius:50%;min-width:48px;min-height:48px;color:var(--ink);font-size:22px}.button:disabled{opacity:.55;cursor:not-allowed;transform:none}
.hero{padding-top:28px}.hero-inner{background:var(--soft);border-radius:36px;display:grid;grid-template-columns:1.13fr 1fr;align-items:center;overflow:hidden;min-height:480px}.hero-copy{padding:50px 0 50px 48px;position:relative;z-index:1}.eyebrow{font-size:15px;display:block;margin-bottom:25px;font-weight:500}.hero h1{font-size:clamp(2.5rem,4.5vw,4.4rem);letter-spacing:-.055em;line-height:1.02;margin-bottom:24px}.hero .lead{font-size:19px;max-width:480px;margin-bottom:30px}.hero-art{width:100%;height:100%;min-height:460px;object-fit:cover;object-position:54% center}.actions{display:flex;gap:14px;align-items:center;flex-wrap:wrap}.hero-note{padding:17px 10px 0;font-size:13px;color:var(--muted);max-width:none}.benefit-line{display:flex;justify-content:space-between;gap:24px;padding:32px 0;border-bottom:1px solid var(--line);font-size:17px}.benefit-line span{display:flex;gap:12px;align-items:center}.benefit-line b{font-size:22px;font-weight:500;color:var(--plum)}
.calculator-section{display:grid;grid-template-columns:.7fr 1.3fr;gap:64px;align-items:start}.calculator-section>div:first-child{padding-top:20px}.calc{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:32px;box-shadow:0 16px 45px #462a5908}.calc-heading{display:flex;justify-content:space-between;align-items:center;gap:15px;margin-bottom:22px}.calc-heading h2,.calc-heading h3{font-size:1.55rem;margin:0}.calc-tag{font-size:13px;border:1px solid var(--line);padding:4px 12px;border-radius:50px;white-space:nowrap}.calc-fields{display:grid;grid-template-columns:1fr 1fr;gap:20px}.field{display:flex;flex-direction:column;gap:7px}.field label{font-size:15px;font-weight:500}.field input,.field select,.search{width:100%;height:49px;border:1px solid #a89ab3;border-radius:10px;padding:8px 13px;background:var(--surface);color:var(--ink);min-width:0}.field small{font-size:12px;color:var(--muted)}.field.full{grid-column:1/-1}.field input[type=range]{padding:0;border:0;accent-color:var(--plum);height:28px;cursor:pointer}.field input[aria-invalid=true]{border-color:var(--error)}.range-labels{display:flex;justify-content:space-between;color:var(--muted);font-size:12px}.calc details{margin-top:18px;border:0}.calc summary{font-size:15px;padding:8px 0}.calc details .calc-fields{padding-top:15px}.result{margin-top:26px;padding:24px;background:var(--soft);border-radius:18px}.result-head{display:flex;align-items:baseline;justify-content:space-between;gap:15px}.result-head strong{font-size:33px;font-weight:600;letter-spacing:-.04em}.result-head span{font-size:15px}.result dl{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:16px 0 0}.result dt{font-size:12px;color:var(--muted)}.result dd{margin:0;font-weight:500}.calc-note{font-size:13px;color:var(--muted);margin:16px 0}.calc-actions{display:flex;gap:12px;flex-wrap:wrap}.calc-actions .button{font-size:14px}.error{color:var(--error);font-weight:500;font-size:14px;margin-top:16px}.error:empty{display:none}[hidden]{display:none!important}.table-wrap{overflow:auto;margin-top:20px;max-width:100%;border:1px solid var(--line);border-radius:12px}table{border-collapse:collapse;width:100%;font-size:14px;white-space:nowrap}caption{text-align:left;padding:12px;font-weight:500}th,td{padding:12px;text-align:right;border-bottom:1px solid var(--line)}th{background:var(--soft);font-weight:500}th:first-child,td:first-child{text-align:left}tr:last-child td{border-bottom:0}.calc-page{max-width:880px;margin:auto}.calculator-intro{max-width:750px}.tool-links{display:flex;flex-direction:column;gap:16px;margin-top:28px}.text-link{font-weight:500;text-decoration-thickness:1px;display:inline-flex;align-items:center;gap:8px;min-height:36px}
.process{background:var(--soft);border-radius:36px;padding:48px}.process>h2{max-width:600px}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:48px;margin-top:38px}.step img{width:120px;height:110px;margin-bottom:24px}.step p{font-size:16px;color:var(--muted)}.step h3{font-size:23px}.feature{display:grid;grid-template-columns:1fr 1fr;gap:72px;align-items:center}.feature-image{border-radius:var(--radius);width:100%;aspect-ratio:3/2;object-fit:cover}.feature p{color:var(--muted)}.checklist{list-style:none;padding:0;display:grid;gap:14px;margin:25px 0}.checklist li{display:flex;gap:12px;align-items:start}.checklist li:before{content:'✓';background:var(--lime);color:#35213f;border-radius:50%;font-size:14px;font-weight:600;flex:none;width:24px;height:24px;text-align:center}.resource-list{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:24px}.resource{padding:30px;border:1px solid var(--line);border-radius:24px;text-decoration:none;background:var(--surface);display:flex;flex-direction:column;justify-content:space-between;min-height:245px}.resource:first-child{background:var(--soft);border-color:transparent}.resource-title{font-size:1.5rem;line-height:1.25;margin:18px 0}.resource p{font-size:15px;color:var(--muted)}.resource .index{font-size:13px;color:var(--muted)}.resource:hover .resource-title{text-decoration:underline;text-underline-offset:5px}.section-head{max-width:700px;margin-bottom:36px}.faq-layout{display:grid;grid-template-columns:.65fr 1fr;gap:88px}.faq-list details{border-bottom:1px solid var(--line);padding:17px 0}.faq-list summary{list-style:none;position:relative;padding:7px 38px 7px 0;cursor:pointer;font-size:19px;font-weight:500;line-height:1.4}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary:after{content:'+';position:absolute;right:7px;top:5px;font-size:25px;font-weight:400}.faq-list details[open] summary:after{content:'−'}.faq-list details p{padding:10px 35px 5px 0;font-size:16px;color:var(--muted)}.partner{display:flex;align-items:center;justify-content:space-between;gap:36px;padding:28px 32px;border:1px solid var(--line);border-radius:22px;margin-bottom:65px}.partner h2{font-size:25px;margin-bottom:8px}.partner p{font-size:14px;color:var(--muted);margin:0;max-width:720px}.partner .button{white-space:nowrap}.ad-label{font-size:12px;font-weight:500;color:var(--muted);display:block;margin-bottom:8px}.help-banner{background:var(--soft);border-radius:32px;overflow:hidden;display:grid;grid-template-columns:1.4fr 1fr;align-items:center}.help-banner>div{padding:46px}.help-banner img{width:100%;height:310px;object-fit:cover}.footer{background:var(--soft);padding:56px 0 30px}.footer-top{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px}.footer .brand{margin-bottom:20px}.footer p{font-size:14px;color:var(--muted)}.footer h2{font-size:16px;letter-spacing:0;margin-bottom:18px}.footer ul{list-style:none;margin:0;padding:0;display:grid;gap:10px}.footer a{font-size:14px;text-decoration:none}.footer a:hover{text-decoration:underline}.footer .brand{font-size:28px}.footer-bottom{border-top:1px solid var(--line);padding-top:24px;margin-top:40px;font-size:12px;color:var(--muted)}.footer-bottom p{font-size:12px}.footer-legal{display:flex;flex-wrap:wrap;gap:22px;margin-bottom:16px}.footer-legal a{font-size:12px}
.breadcrumb{padding-top:28px;font-size:13px;color:var(--muted)}.breadcrumb ol{list-style:none;display:flex;flex-wrap:wrap;gap:12px;padding:0;margin:0}.breadcrumb li+li:before{content:'/';margin-right:12px}.page-head{padding:44px 0 36px}.page-head .lead{max-width:750px}.article-layout{display:grid;grid-template-columns:minmax(0,790px) 280px;gap:90px;padding-bottom:72px}.prose h2{font-size:28px;margin-bottom:18px}.prose section{margin-bottom:38px}.prose p{color:var(--muted);font-size:18px}.prose .feature-image,.prose>.article-diagram{margin-bottom:36px}.aside{align-self:start;background:var(--soft);border-radius:24px;padding:26px}.aside h2{font-size:21px}.aside a{display:block;margin:14px 0;font-size:15px}.sources{border-top:1px solid var(--line);padding-top:24px;font-size:14px}.sources h2{font-size:20px}.sources ul{padding-left:20px}.sources a{overflow-wrap:anywhere}.notice{padding:20px 24px;border-radius:16px;background:var(--soft);margin:24px 0;font-size:15px}.identity{display:grid;grid-template-columns:1fr 1fr;gap:24px}.identity>div{padding:24px;background:var(--soft);border-radius:20px}.identity dt{font-size:13px;color:var(--muted);margin-bottom:8px}.identity dd{margin:0;font-size:18px;overflow-wrap:anywhere}.identity .wide{grid-column:1/-1}.contacts{display:grid;grid-template-columns:1fr 1fr;gap:28px}.contact-card{border:1px solid var(--line);border-radius:26px;padding:32px;background:var(--surface)}.contact-card h2{font-size:25px}.contact-card a{overflow-wrap:anywhere}.contact-card .big{font-size:29px;font-weight:500}.contact-card p{font-size:16px;color:var(--muted)}.contact-card ul{padding-left:20px}.contact-image{border-radius:26px;width:100%;height:250px;object-fit:cover}.search-box{max-width:640px;margin:10px 0 30px}.search-box label{display:block;margin-bottom:8px;font-weight:500}.search{height:56px}.search-count{font-size:14px;margin:14px 0}.help-links{display:grid;grid-template-columns:1fr 1fr;gap:16px}.help-link{padding:22px;background:var(--surface);border:1px solid var(--line);border-radius:16px;text-decoration:none}.help-link h2{font-size:21px;margin-bottom:8px}.help-link p{font-size:15px;color:var(--muted);margin:0}.help-link:hover{border-color:var(--plum)}.compare-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px}.compare-result{margin-block:28px;padding:25px;background:var(--soft);border-radius:20px}.budget{max-width:760px}.budget dl{display:grid;grid-template-columns:1fr 1fr}.budget dd{margin:0;font-size:28px;font-weight:500}.privacy-choice{display:flex;gap:12px;align-items:start;margin:24px 0;padding:24px;background:var(--soft);border-radius:20px}.privacy-choice input{width:24px;height:24px;accent-color:var(--plum);flex:none}.not-found{max-width:720px;margin:auto;text-align:center;padding:60px 0 90px}.not-found img{width:100%;max-width:400px;height:auto;margin:auto auto 30px}
@media(prefers-color-scheme:dark){:root{--bg:#241b2c;--surface:#302438;--ink:#f5eefb;--plum:#d6c6e7;--muted:#c6b9ce;--soft:#392b43;--lilac:#655073;--line:#6c5b77;--focus:#d3ef77;--error:#ffb0c0;color-scheme:dark}.button{color:#35213f}.hero-art,.feature-image,.help-banner img,.contact-image{opacity:.91}.hero .lead{color:var(--muted)}.step img{border-radius:20px}.calc input{border-color:#a89ab3}.brand img{background:#d6c6e7;border-radius:50%}.button.lime{color:#35213f}.resource:hover{border-color:var(--ink)}}
@media(min-width:1100px){.hero-copy h1{width:calc(100% + 45px)}}
@media(max-width:1100px){.nav{gap:18px}.header .nav .button{padding-inline:18px}.hero-copy{padding-left:32px}.hero h1{font-size:54px}.hero-art{min-height:430px}.calculator-section{gap:36px}.article-layout{gap:45px;grid-template-columns:minmax(0,1fr) 250px}.feature{gap:38px}.faq-layout{gap:45px}.footer-top{gap:24px}}
@media(max-width:900px){.nav{display:none;position:absolute;top:80px;left:0;right:0;padding:24px 32px;background:var(--bg);border-bottom:1px solid var(--line);box-shadow:0 20px 30px #462a5910;flex-direction:column;align-items:stretch;gap:5px}.nav[data-open=true]{display:flex}.nav a{padding:12px;font-size:17px}.menu-toggle{display:block}.hero h1{font-size:45px}.hero-copy{padding-block:34px}.hero-art{min-height:405px}.calculator-section{grid-template-columns:1fr;gap:26px}.calculator-section>div:first-child{max-width:700px}.tool-links{flex-direction:row;flex-wrap:wrap;margin-top:16px}.section{padding-block:62px}.steps{gap:28px}.process{padding:34px}.article-layout{grid-template-columns:1fr}.aside{display:grid;grid-template-columns:1fr 1fr;gap:0 25px}.aside h2{grid-column:1/-1}.faq-layout{grid-template-columns:1fr;gap:20px}.resource-list{gap:16px}.resource{padding:24px}.footer-top{grid-template-columns:1.2fr 1fr 1fr}.footer-top>div:first-child{grid-column:1/-1}.help-banner{grid-template-columns:1.3fr 1fr}.help-banner>div{padding:30px}.partner{align-items:flex-start}.compare-grid{gap:20px}.compare-grid .calc{padding:24px}.compare-grid .calc-fields{grid-template-columns:1fr}.benefit-line{font-size:14px;gap:16px}}
@media(max-width:640px){.container{width:calc(100% - 36px)}.header-inner{height:72px}.brand{font-size:27px}.brand img{width:38px;height:38px}.nav{top:72px}.hero{padding-top:18px}.hero-inner{grid-template-columns:1fr;border-radius:26px;min-height:0}.hero-copy{padding:30px 26px 15px}.hero h1{font-size:clamp(39px,9.7vw,56px);line-height:1.05;margin-bottom:20px}.eyebrow{margin-bottom:22px;font-size:13px}.hero .lead{font-size:17px;margin-bottom:24px}.hero-art{min-height:0;height:230px;object-fit:cover;object-position:50% 42%}.hero .actions{gap:10px}.button{font-size:15px;padding:13px 20px}.hero .button{min-height:48px}.hero-note{font-size:12px;padding-inline:4px}.benefit-line{padding-block:24px;flex-wrap:wrap;gap:15px;font-size:14px}.benefit-line span{gap:8px}.benefit-line b{font-size:18px}.section{padding-block:48px}.calculator-section{gap:18px}.calc{padding:24px 20px;border-radius:22px}.calc-heading{align-items:start}.calc-heading h2,.calc-heading h3{font-size:22px}.calc-tag{font-size:11px;padding:4px 8px}.calc-fields{gap:16px 12px}.field label{font-size:14px}.field input{padding-inline:10px}.result{padding:20px 16px}.result-head{display:block}.result-head strong{display:block;font-size:34px}.result dl{gap:14px}.process{padding:28px 24px;border-radius:26px}.steps{grid-template-columns:1fr;gap:30px;margin-top:30px}.step{display:grid;grid-template-columns:74px 1fr;gap:0 20px}.step img{grid-row:1/3;width:74px;height:68px;margin:0}.step h3{font-size:22px;margin-bottom:10px}.step p{margin:0;font-size:15px}.feature{grid-template-columns:1fr;gap:30px}.resource-list{grid-template-columns:1fr}.resource{min-height:185px}.resource-title{margin-block:12px}.faq-list summary{font-size:18px}.partner{flex-direction:column;gap:20px;padding:26px;margin-bottom:45px}.partner .button{width:100%}.help-banner{grid-template-columns:1fr}.help-banner>div{padding:30px 26px}.help-banner img{height:200px;object-position:center}.footer{padding-top:40px}.footer-top{grid-template-columns:1fr 1fr;gap:32px 20px}.footer-top>div:first-child{grid-column:1/-1}.footer h2{font-size:16px}.page-head{padding:32px 0 24px}.page-head h1{font-size:37px}.page-head .lead{font-size:20px}.article-layout{gap:32px;padding-bottom:48px}.prose p{font-size:17px}.prose h2{font-size:26px}.identity{grid-template-columns:1fr}.identity .wide{grid-column:auto}.contacts,.help-links,.compare-grid{grid-template-columns:1fr}.contact-card{padding:26px}.contact-card .big{font-size:26px}.aside{display:block}.compare-grid .calc-fields{grid-template-columns:1fr 1fr}.budget .calc-fields{grid-template-columns:1fr}.budget dl{grid-template-columns:1fr;gap:12px}.breadcrumb{font-size:12px}.not-found h1{font-size:36px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important}}@media(forced-colors:active){.button,.calc,.result,.resource,.notice{border:1px solid CanvasText}input[type=range]{forced-color-adjust:auto}}
@media print{.header,.footer,.partner,.breadcrumb,.aside,.calc-actions,.menu-toggle,.tool-links,.ad-label,.print-hide{display:none!important}:root{--bg:white;--surface:white;--ink:black;--muted:#333;--soft:#eee;--line:#aaa}body{font-size:12px}.container{width:100%}.section,.page-head{padding:10px 0}.calc{box-shadow:none;border:0;padding:0}.table-wrap{overflow:visible}.calculator-section,.compare-grid{display:block}.table-wrap[hidden]{display:block!important}.calc-details{display:block}.calc summary{display:none}.hero-art{display:none}a{text-decoration:none}.result{break-inside:avoid}h1{font-size:28px}.calc-fields{gap:8px}.field input{height:32px}}
.sources li a{display:inline-flex;align-items:center;min-height:44px;padding-block:6px}
/* Native mobile disclosure remains functional before scripts load. */
fieldset[data-local-controls]{border:0;padding:0;margin:0;min-width:0}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip-path:inset(50%);white-space:nowrap;border:0}
.print-summary{display:none}.hero-copy .hero-note{padding:0;margin:0 0 24px;font-size:13px;line-height:1.5}
.mobile-menu{display:none}.menu-toggle{list-style:none;align-items:center;justify-content:center;cursor:pointer}.menu-toggle::-webkit-details-marker{display:none}
@media(max-width:900px){
 .desktop-nav{display:none!important}.mobile-menu{display:block}.menu-toggle{display:flex}
 .mobile-menu[open] .nav{display:flex;max-height:calc(100dvh - 80px);overflow-y:auto;overscroll-behavior:contain}
}
@media(max-width:640px){.mobile-menu[open] .nav{max-height:calc(100dvh - 72px - 74px - env(safe-area-inset-bottom))}}
@media print{.print-summary{display:block;font-size:12px;padding-block:8px}.calc[data-valid=false] .table-wrap,.calc[data-valid=false] .print-summary{display:none!important}.table-wrap table{min-width:0;width:100%}.table-wrap th,.table-wrap td{padding:7px 5px}}

/* Direct partner actions stay in the document flow on every screen. */
.header-partner{border-top:1px solid var(--line)}
.header-partner-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;padding-block:12px}
.header-partner-inner p{margin:0;color:var(--muted);font-size:13px;line-height:1.5}
.header-partner .button{flex:none;white-space:nowrap}
.partner{background:var(--soft)}.partner .button{flex-shrink:0}
.partner-details{display:inline-flex;align-items:center;min-height:44px;margin-top:10px;font-size:14px}
.hero-copy .hero-note{margin:18px 0 0}
@media(max-width:900px){.mobile-menu[open] .nav{max-height:calc(100dvh - 80px)}.header-partner-inner{gap:16px}.header-partner-inner p{max-width:45ch}}
@media(max-width:640px){.header-partner-inner{flex-direction:column;align-items:stretch;gap:7px;padding-block:12px}.header-partner .button{order:-1;width:100%}.header-partner-inner p{font-size:12px;max-width:none;text-align:center}.mobile-menu[open] .nav{max-height:calc(100dvh - 72px)}.hero-copy .hero-note{font-size:12px}}
@media print{.header-partner,.hero [data-partner],.hero-note{display:none!important}}